New Delhi: The Pradhan Mantri Jan Dhan Yojana (PMJDY) has completed seven years in the country today. In these seven years, more than 43.04 crore Jan Dhan Bank Accounts (PMJDY) have been opened across the country. Jan Dhan Yojana was launched on 28 August 2014 as a National Mission for Financial Inclusion. The point to be noted here is that currently the deposits in these accounts are Rs. 1,46,231 crores.
According to the data released by the Ministry of Finance, under the Pradhan Mantri Jan Dhan Yojana, three times more bank accounts have been opened today than in March 2015. In March 2015, where Jan Dhan accounts were 14.72 crore, 43.04 crore bank accounts have been opened. Until August 18, 2021. Out of these, RuPay cards have been issued to more than 31.23 crore account holders. According to the latest information, about 55 percent of account holders in rural and semi-urban areas under Jan Dhan Yojana are women, while 67 percent are male account holders. Out of total 43.04 crore Jan Dhan accounts, 36.86 crore bank accounts are currently active, that is, transactions are happening.
Let us tell you that the government has brought this scheme for the benefit of the general public. Its objective is to provide financial products and services to the public at affordable rates. With the support of technology, the cost is to reduce and reach more and more people. The government says that the Pradhan Mantri Jan Dhan Yojana is one of the world’s largest financial inclusion initiatives to achieve unparalleled achievements in independent India.