The Ayushman Bharat scheme has introduced a major relief for senior citizens above 70 years, offering free medical treatment up to ₹5 lakh without the need for income proof. This initiative aims to ensure that elderly individuals receive essential healthcare support easily, directly from the comfort of their homes through an online application process.
Eligibility and Key Benefits
Under this update, all Indian citizens aged 70 years and above are eligible for free treatment under Ayushman Bharat, irrespective of income category. The beneficiaries will get cashless medical treatment at both government and empaneled private hospitals. The ₹5 lakh coverage includes hospitalization, surgery, medicines, and post-treatment care. This step ensures senior citizens can access quality healthcare without financial stress or documentation barriers.
Application Process from Home
The process to apply has been simplified for senior citizens. Applicants can visit the official Ayushman Bharat website or access the PM-JAY portal. Using their Aadhaar number and mobile OTP verification, they can complete registration from home. Once registered, the e-card is generated, which can be downloaded or printed for hospital use. There is no requirement to visit government offices or provide income certificates.
Treatment Coverage Details
The ₹5 lakh coverage includes more than 1,500 medical procedures such as heart surgery, kidney treatment, cancer therapy, orthopedic surgeries, and other critical illnesses. Pre-hospitalization and post-hospitalization expenses are also covered under this plan. This comprehensive coverage ensures that elderly patients get full medical support without hidden charges or co-payments.
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Hospitals and Network Availability
The Ayushman Bharat network has over 25,000 empaneled hospitals across India, including top private and government hospitals. Senior citizens can check the list of nearest hospitals on the PM-JAY website or helpline. The cardholders can directly avail of treatment without paying any advance fees, ensuring complete cashless care.
Documents Required
To register, applicants only need their Aadhaar card, mobile number, and a recent photograph. No income certificate or ration card is required for those aged 70 and above. The government has simplified documentation to make the process smooth and accessible for elderly citizens.
Government’s Objective and Impact
This move is part of the government’s goal to expand healthcare accessibility to vulnerable groups. It reduces dependency on others for hospital expenses and promotes preventive health checkups. The scheme also strengthens India’s digital healthcare system by enabling easy online registration and paperless service.
How to Check Ayushman Card Status
After registration, applicants can check thn Bharat card status through the official PM-JAY portal using their mobile number or Aadhaar number. Once approved, the card can be used at any listed hospital for free treatment up to ₹5 lakh annually.
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